Business Consulting Services That Actually Deliver Results
You're losing thousands monthly to hidden fees and missed opportunities. We find it, fix it, and you only pay from what we save. No consultants. No theories. Just results
✦ $100M+ Recovered for Clients
✦ 2,500+ Businesses Served
✦ Pay Only When We Deliver
Every Month You Wait, You're Losing Money You'll Never Get Back. Money That's Already Yours.
Small businesses lose thousands yearly to hidden fees and miss millions in unclaimed settlements they never knew existed. While traditional consultants charge upfront just to identify problems, we actually fix them.
We handle everything, from merchant audits to settlement claims on pure performance.
No retainers. No hourly billing.



Our Services
Stoic Payment Solutions Stoic Revenue Recovery Stoic Benefit Solutions Stoic Tax Planning




Merchant Processing
Optimization
Hidden fees are buried in processing statements that most businesses never fully understand. We audit every line item, identify unnecessary charges, and negotiate transparent pricing that eliminates confusion.
Revenue Recovery
Services
Unclaimed settlements and overpayments sit waiting while you run your business. We know exactly where to look and handle all the paperwork to claim what's yours.
Employee Benefits
Optimization
Better coverage for less cost through plan analysis and carrier negotiations. We restructure benefits to improve employee satisfaction while reducing your expenses.
AI Tax
Optimization
AI-powered analysis finds missed deductions while expert CPAs implement proven strategies. Most businesses overpay taxes due to overlooked opportunities.
What our clients are saying





FAQ
What Every Business Owner Should Know
Essential information about fees, settlements, and cost optimization that most owners never learn.
How much does this cost?
No win, no fee. We have no upfront costs and our fees are completely performance-based. We only get paid when we save or recover funds for you, so if we don't deliver results, you owe nothing. This model is exclusive to our core service offerings.
Can I still claim Employee Retention Credits?
The deadline to file for the Employee Retention Credit (ERC) has passed. However, if you've already filed a claim and are waiting for your refund, we can help with additional opportunities as well to get your fund fast.
Is my business eligible for the Visa/Mastercard settlement?
The filing deadline for the Visa/Mastercard settlement was February 4, 2025, and has passed. If you filed before the deadline, your claim is being processed. You can check the status of your claim on the official court-approved site or with the third party you used to file.
What about the upcoming Discover settlement?
The claims portal for the Discover settlement will open on September 11, 2025, with a filing deadline of May 18, 2026.
If your business accepted Discover cards between 2007 and 2023, you may be eligible to receive compensation from the $1.2 billion settlement.
You can learn more about the claim on the official court-approved website. If you choose to use our services to file your claim, you can learn more here.
How is StoicBiz different from other consulting firms?
We execute, not just advise. No lengthy reports or recommendations, we actually do the work. Our 100% contingency model means we're invested in your success. No upfront fees, retainers, or hourly billing. Still not sure about what to do, Call our executives today 🙂
Where Businesses Find Answers
- Revenue Recovery
ERC Buyout Guide: Get Your Employee Retention Credit Cash Now
- General, Health Insurance
Save on Healthcare Costs Without Cutting Benefits
- AI Tax Optimization
Easy Ways to Maximize Your Tax Savings
- Health Insurance