Discover Settlement 2025: $1.2 Billion Available for Overcharged Merchants
Get Started NowMerchants who accepted Discover cards between 2007-2023 can now file claims for a $1.225 billion settlement. The court approved this settlement in July 2025.
What Is the Discover Settlement?
Discover allegedly misclassified consumer credit cards as commercial cards for 16 years. This caused merchants to pay commercial interchange rates instead of lower consumer rates.
Commercial cards charge around 2.4% while consumer cards charge significantly less. Federal regulators found merchants were overcharged more than $1 billion.
Discover Settlement Key Facts
Settlement Amount: $1.225 billion total Minimum Payout: $540 million guaranteed to class members
Claims Open: September 11, 2025 Filing Deadline: May 18, 2026
Court: U.S. District Court for Northern District of Illinois
Who Qualifies for the Discover Settlement?
You may be eligible if your business:
- Accepted Discover cards from January 1, 2007 through December 31, 2023
- Processed Discover transactions as a payment intermediary
- Facilitated Discover transactions as a merchant acquirer
This includes businesses that used third-party payment processors or intermediaries for Discover transactions.
How to File Your Discover Settlement Claim
File Directly Through Court Website
Visit discovermerchantsettlement.com starting September 11, 2025. This is the only official court-approved website for the settlement.
Professional Filing Assistance
Our team has successfully filed over thousands of Visa/Mastercard settlement claims. We understand merchant settlement procedures and documentation requirements.
We handle the complex filing process on a contingency basis. You pay nothing unless we recover funds for you.
Why Professional Help Makes Sense
Settlement claims require gathering processing records from 2007-2023. This includes:
- Merchant account statements
- Processing fee documentation
- Transaction volume data
Based on our experience with the $5.54 billion Visa/Mastercard settlement, proper documentation significantly impacts recovery amounts.
Important Deadlines
September 11, 2025: Claims portal opens at discovermerchantsettlement.com
May 18, 2026: Final deadline to submit claims
Missing the deadline means losing your right to recover overcharged fees.
Get Help with Your Discover Settlement Claim
We’ve helped thousands of merchants to successfully file the Visa/Mastercard settlement. Our team knows exactly what documentation courts require and how to maximize your recovery.
Free consultation available. We’ll review your eligibility and explain your options at no cost.
Contact us today to discuss your Discover settlement claim or directly fill this form to get started. Don’t let complex filing requirements prevent you from recovering money that’s rightfully yours.
Important Note: Class members need not sign up for a third-party service to participate in any monetary relief. No-cost assistance is available from the claims administrator and class counsel during the claims-filing period. For information visit www.discovermerchantsettlement.com