Stoic Benefit Solutions
Better Benefits for Less Money - It's Not a Myth, It's What We Deliver
According to the Bureau of Labor Statistics, employee benefits costs reached $13.49 per hour in March 2025, representing 29.7% of total compensation costs. For a full-time employee, this equals approximately $28,000 annually in benefits costs alone.
Despite this significant investment, 88% of employees believe their organization could improve trust by improving their benefits packages, and 38% struggle to understand their current benefits communications.
What Is Employee Benefits Optimization?
We analyze your current benefits structure and implement cost-efficient alternatives that provide better coverage at lower costs. Through comprehensive plan analysis and strategic restructuring, we typically reduce benefits expenses by 15-25% while enhancing employee satisfaction.
Will cost reduction mean worse benefits for employees?
No. Our optimization focuses on eliminating inefficiencies and adding value-driven benefits. Examples include $0 copay prescription programs, concierge medicine access, and enhanced accident coverage that employees actually use and appreciate.
How do you improve employee satisfaction while reducing costs?
We focus on benefits that provide real value: 24/7 concierge medical access, over 1,100 medications with $0 copays, and clear communication. When employees understand and use their benefits, satisfaction increases even if total costs decrease.
What types of cost reduction programs are available?
Options include concierge medicine programs, prescription savings plans, enhanced accident coverage, and operational expense reductions. These programs often provide better employee experiences while reducing overall costs.
What happens if our employees don't like the changes?
Our optimization process includes employee education and communication improvement. We've found that when employees understand their enhanced benefits (like $0 prescription copays), satisfaction increases rather than decreases.